Auto Refinance Calculator
Auto Refinance Calculator to calculate how much interest savings that you can save by refinancing your car. The car refinance calculator will show you the new monthly payment with amortization schedule that breaks down all the interest and principal payments.
New Monthly Payment: $378.80
Payoff Date: Apr, 2030
Total Interest Savings: $512.78
Payment Date
Payment #
Interest Paid
Principal Paid
Total Payment
Remaining Balance
May, 2025
1
$85.83
$292.97
$378.80
$19,707.03
Jun, 2025
2
$84.58
$294.22
$378.80
$19,412.81
Jul, 2025
3
$83.31
$295.49
$378.80
$19,117.32
Aug, 2025
4
$82.05
$296.76
$378.80
$18,820.57
Sep, 2025
5
$80.77
$298.03
$378.80
$18,522.54
Oct, 2025
6
$79.49
$299.31
$378.80
$18,223.23
Nov, 2025
7
$78.21
$300.59
$378.80
$17,922.64
Dec, 2025
8
$76.92
$301.88
$378.80
$17,620.75
Jan, 2026
9
$75.62
$303.18
$378.80
$17,317.57
Feb, 2026
10
$74.32
$304.48
$378.80
$17,013.10
Mar, 2026
11
$73.01
$305.79
$378.80
$16,707.31
Apr, 2026
12
$71.70
$307.10
$378.80
$16,400.21
May, 2026
13
$70.38
$308.42
$378.80
$16,091.79
Jun, 2026
14
$69.06
$309.74
$378.80
$15,782.05
Jul, 2026
15
$67.73
$311.07
$378.80
$15,470.98
Aug, 2026
16
$66.40
$312.40
$378.80
$15,158.58
Sep, 2026
17
$65.06
$313.75
$378.80
$14,844.84
Oct, 2026
18
$63.71
$315.09
$378.80
$14,529.74
Nov, 2026
19
$62.36
$316.44
$378.80
$14,213.30
Dec, 2026
20
$61.00
$317.80
$378.80
$13,895.50
Jan, 2027
21
$59.63
$319.17
$378.80
$13,576.33
Feb, 2027
22
$58.27
$320.54
$378.80
$13,255.80
Mar, 2027
23
$56.89
$321.91
$378.80
$12,933.89
Apr, 2027
24
$55.51
$323.29
$378.80
$12,610.59
May, 2027
25
$54.12
$324.68
$378.80
$12,285.91
Jun, 2027
26
$52.73
$326.07
$378.80
$11,959.84
Jul, 2027
27
$51.33
$327.47
$378.80
$11,632.37
Aug, 2027
28
$49.92
$328.88
$378.80
$11,303.49
Sep, 2027
29
$48.51
$330.29
$378.80
$10,973.20
Oct, 2027
30
$47.09
$331.71
$378.80
$10,641.49
Nov, 2027
31
$45.67
$333.13
$378.80
$10,308.36
Dec, 2027
32
$44.24
$334.56
$378.80
$9,973.80
Jan, 2028
33
$42.80
$336.00
$378.80
$9,637.80
Feb, 2028
34
$41.36
$337.44
$378.80
$9,300.36
Mar, 2028
35
$39.91
$338.89
$378.80
$8,961.48
Apr, 2028
36
$38.46
$340.34
$378.80
$8,621.14
May, 2028
37
$37.00
$341.80
$378.80
$8,279.33
Jun, 2028
38
$35.53
$343.27
$378.80
$7,936.07
Jul, 2028
39
$34.06
$344.74
$378.80
$7,591.32
Aug, 2028
40
$32.58
$346.22
$378.80
$7,245.10
Sep, 2028
41
$31.09
$347.71
$378.80
$6,897.40
Oct, 2028
42
$29.60
$349.20
$378.80
$6,548.20
Nov, 2028
43
$28.10
$350.70
$378.80
$6,197.50
Dec, 2028
44
$26.60
$352.20
$378.80
$5,845.30
Jan, 2029
45
$25.09
$353.71
$378.80
$5,491.58
Feb, 2029
46
$23.57
$355.23
$378.80
$5,136.35
Mar, 2029
47
$22.04
$356.76
$378.80
$4,779.59
Apr, 2029
48
$20.51
$358.29
$378.80
$4,421.30
May, 2029
49
$18.97
$359.83
$378.80
$4,061.48
Jun, 2029
50
$17.43
$361.37
$378.80
$3,700.11
Jul, 2029
51
$15.88
$362.92
$378.80
$3,337.19
Aug, 2029
52
$14.32
$364.48
$378.80
$2,972.71
Sep, 2029
53
$12.76
$366.04
$378.80
$2,606.67
Oct, 2029
54
$11.19
$367.61
$378.80
$2,239.05
Nov, 2029
55
$9.61
$369.19
$378.80
$1,869.86
Dec, 2029
56
$8.02
$370.78
$378.80
$1,499.08
Jan, 2030
57
$6.43
$372.37
$378.80
$1,126.72
Feb, 2030
58
$4.84
$373.97
$378.80
$752.75
Mar, 2030
59
$3.23
$375.57
$378.80
$377.18
Apr, 2030
60
$1.62
$377.18
$378.80
$0.00
Original
Car Refinance
Monthly Payment
$480.00
$378.80
Total Interest
$3,240.82
$2,728.04
Total Principal
$20,000.00
$20,000.00
Total Payment
$23,240.82
$22,728.04
Total Interest Savings
$0
$512.78
Payoff Date
May, 2029
Apr, 2030